This template helps you predict and manage your business cash flow over the next 13 weeks,
giving you the visibility to make confident financial decisions.
WHAT YOU’LL TRACK:
- Opening cash balance
- Expected cash receipts (sales collections, other income)
- Planned cash payments (suppliers, payroll, VAT, etc.)
- Weekly cash surplus/deficit
- Cumulative cash position
HOW TO USE THIS TEMPLATE:
Step 1: Enter your current cash balance in Week 1
Step 2: Input expected receipts based on your sales pipeline and payment terms
Step 3: Enter planned payments from your supplier invoices and payroll schedule
Step 4: Review the automatically calculated cash position each week
Step 5: Update weekly with actual results and roll forward your forecast
TIPS FOR ACCURACY:
✓ Be conservative with receipt timing (customers often pay late)
✓ Include ALL outgoings (VAT, PAYE, loan repayments, rent, etc.)
✓ Update your forecast weekly – it’s a rolling tool, not set-and-forget
✓ Use the variance column to learn from forecast vs actual differences
✓ Flag any weeks showing negative cash early – you need time to act
NEED HELP?
If you’re struggling with cash flow management or need expert guidance on
improving your working capital, I offer remote financial controller services
specifically for UK & EU SMEs.
Book a free 30-minute consultation:
Created by Sarah | Chartered Accountant & Remote Financial Controller
accountant-expert.com
Take control of your business cash flow with this proven Excel template used by UK & EU SMEs
Cash flow problems kill more businesses than lack of profit. Yet most SMEs only discover they're in trouble when it's too late to fix.
This professional 13-week rolling cash flow forecast template gives you the visibility you need to:
✓ **Predict cash shortfalls weeks in advance** - giving you time to act, not react
✓ **Make confident spending decisions** - knowing exactly what cash you'll have available
✓ **Avoid costly overdraft fees** - by planning ahead and arranging finance on your terms
✓ **Sleep better at night** - with complete clarity on your cash position
**What's Included:**
📊 **Ready-to-use Excel template** with automated calculations
📋 **Complete instructions** on how to build accurate forecasts
💡 **Professional tips** from 30+ years of financial controller experience
🎯 **Best practices** for improving cash collection and payment timing
**Who Is This For?**
This template is perfect for:
- UK & EU SMEs with £250,000+ annual turnover
- Growing businesses experiencing cash flow pressure
- Companies preparing for expansion or investment
- Business owners tired of cash flow surprises
**Download Your Free Template Now**
